Our Fees

There is no fee for an initial consultation, which provides a great opportunity to ensure not only that our services are right for you, but that we can indeed help you with your financial needs and you can perceive the value in that advice. Joe will spend considerable time getting to know you and your personal circumstances.

We work with all clients on a fee basis. Our fees depend on the nature and the complexity of the work being carried out. All fees will be agreed with you in advance of any work being carried out (including structure, frequency and method of payment), before any financial planning, advice and recommendations take place.


Cala Investments Limited. Registered Office: Park House Business Centre, South Street, Elgin, Moray, Scotland, IV30 1JB

Registered in Scotland, number: SC620337

Cala Investments Limited is entered on the Financial Services Register: register.fca.org.uk - under reference 913262.